Wednesday, November 25, 2009

How to Talk Health Care Reform Over Turkey

With thanks to Buzz Flash, some guidelines (which I have paraphrased here) on what to do tomorrow if you find yourself faced with the dilemma of what to say to that difficult relative about the health care debate.

  • If Grandma is on Medicare and says "Reform is going to destroy Medicare" then she has probably fallen for some of the Republican scare tactics. You can tell her that if she is one of the 3.4 million who fall into the doughnut hole, her savings will be immediate, and substantial.
  • If Uncle is 62, and laid off and says "No job, no insurance" you can tell him that this bill will ensure that older adults who no longer are eligible for employer funded insurance, will qualify for high-quality, affordable health care through "exchanges."
  • Aunt with a pre-existing condition who says "I always worry that my insurance will cut me off" you can tell her that the insurance companies cannot cut her off (rescind) or deny her coverage or raise her rates due to pre-existing conditions, current health status, or gender.
  • Cousin, just out of college who says "There are no jobs with insurance" you can say that her parents can keep her on their policy until she is age 27, rather than 22 as it now.
  • Sister, small business owner who says "It is tough paying for employees' health insurance" you can say that reform will allow her to provide coverage at a fair price and tax credits will help her pay the premiums.
And, if everyone in your family is healthy, employed, and has adequate, quality insurance, you have much to be thankful for.You might remind them that this reform will help all the families that are not as lucky as they are and that they will all end up saving over the long term as the reduction to the overall cost of health care will be passed on to all consumers. (Not to mention a healthy society is a more productive society).

If they are still screaming about health care, politely remind them that high blood pressure is a pre-existing condition and could result in their insurance company cancelling their policy or raising their rates.

Thanks for stopping by. Come back soon.

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